WW2 Normandy Battle - Cerisy forest D+3 16/17 July

So that is a big problem with this site they are going to have to sort out or maybe they can ally themselves with an other existing site in some way as I have had offered to me in the past.

Well, maybe they have all required insurance in place, I have no idea, and perhaps confirmation might be forthcoming. But insisting on player's personal PLI (no bad thing in itself) suggests otherwise. Not carrying insurance though would a bit personal risk to the organisers which, by the way, cannot be eliminated by signing a 'waiver' or similar such document - you cannot sign away your legal rights. (Such a document could be produced in court though, to mitigate a claim.)

Not to be alarmist or to cast nasturtiums though - just pointing out that being a member of AFRA does not mean, in this case, that the insurance issue "is sorted".

ive spoke to this chris chap who's organizing this event a while ago and he seems to be on the ball, i'm sure he will get everything sorted. ive seen alot of pics from this site and it looks pretty good. i'm giving it my full support if it means a ww2 airsoft event in the east midlands, most ww2 games seem to be 3 to 4 hours away from me, just my luck!

Thanks for "holding the fort" as it were Chommers!

Choms is indeed correct. Any person holding an event should have in place insurances sufficient to cover all and any risks which may be encountered.
Usually these would be Employers Liability, Third Party Public Liability, Personal Accident Insurance, Theft, Property Damage.

The Public Liability Insurance that AFRA includes in its membership covers THE MEMBER for the eventuality that they injure a third party. If this were the case then should the third party sue, AFRA's insurer, having examined the facts and circumstance and finding everything to be in order, would cover said member. Should the member injure themselves at the same time - TPPLI would not cover them........

Should a participant injure themselves whilst taking part in an event - then were it to be proven as pure accident - they would need their own personal accident insurance - (usually covers loss of earnings and in the case of limb loss etc. a sum for that) Should it be proven negligence on the part of the organiser/operator then the injured party would sue them and their insurers should contest or acknowledge that. Should it be found to be negligence on the part of the landowner/site then a similar scenario would be effected against the landowner and his/her insurer should pick this up.......

Usually disclaimers are issued for you to sign - Whether or not this is the case - Should you be injured then the disclaimer is more often than not, of less use than toilet paper..... unless you were engaging in illegal or reckless behaviour........ It's literally a minefield folks.....

In this case - the event organiser seems to be a trifle confused as to why he is asking for people to have AFRA membership/insurance....... Like Choms, I can see good sense in people having it and all participants should carry at least TPPLI cover with them....... That way no one loses their house if they knobble some poor sap with a TF. But primarily the organiser should have events insurance pursuant to the activity being undertaken - That way HE doesn't lose HIS house if one of the participants goes postal with a bayonet or sets fire to the site taking everyone's cars with it.......

So to sum up - AFRA membership isn't compulsory but it makes sense to have it if taking part.
Event Organiser should have and show proof of sufficient, relevant cover for event in order to satisfy the legal requirement for this to go ahead.

NB - were this event to go ahead as a "free event" where no money was paid to take part - I believe that it would be classed as an "ad hoc" event and as it was informal then no insurance would be required - People would take part at their own risk.